Freedom Homes of Troutman

Manufactured & Mobile Home Lenders

We understand it can be difficult to find the right lender. While choosing a lender is always your choice, we proudly work with two affiliate lenders, Vanderbilt Mortgage and Silverton Mortgage, and trusted national partners, including Cascade, eLEND and Credit Human.

Special Financing Available For A Limited Time

Looking for a manufactured home on land? Take advantage of this special rate on move-in ready homes while they last!

*ALL LOANS ARE SUBJECT TO CREDIT APPROVAL. MAY NOT BE COMBINED WITH OTHER INCENTIVES. Contact your local home center for a list of eligible homes. Contracts written on or after 6/2/2025. Loan must close before 9/30/2025. All terms and conditions subject to credit approval, market conditions, and availability. Vanderbilt Mortgage and Finance, Inc, dba Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Example of 4.99% Interest Rate (5.837% APR) with $250,000.00 sales price. $245,471.00 loan amount, 30-year fixed rate loan based on 360 monthly payments at $1,316.24 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 3.5% cash down payment of $8,750 required. Example assumes 680 credit score and includes $1,495.00 origination fee, 0.5 discount points paid by buyer and 2 discount points paid by seller, 5.837% APR and 4.99% interest rate as of 6/2/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Vanderbilt Mortgage and Finance, Inc., and its dba Silverton Mortgage, 500 Alcoa Trail, Maryville, TN 37804, 865-380-3000, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Loans made or arranged pursuant to a California Financing Law License and Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender.

Sign & Save Special Event

Get a $1,000* Gift Card when you purchase a new home Friday and Saturday – June 27th-28th!

*$1,000 gift card offer available only at participating Clayton Homes Family of Brands retailers and only available with the purchase of a new home. Retail purchase agreement for a new home must be signed, during June 27, 2025 through June 28, 2025. Offer not available with USDA/FHA/VA financing. Promotion only available at the Clayton Homes Family of Brands retailer where the new home was purchased. Allow 4-6 weeks after the home purchase has been completed and all conditions of the sale are satisfied to receive the gift card. Gift card will be a VISA® prepaid debit card, will be delivered to recipient either in person or by mail and will be issued in the name of the primary buyer listed on the home purchase agreement. Offer cannot be transferred and cannot be combined with any other offers. Limit one (1) gift card per new home purchase. VISA debit card is subject to all terms and conditions sets forth on the card, including the expiration date, and also to all terms and conditions set forth in the issuer’s Cardholder Agreement. VISA debit cards are issued by Pathward® pursuant to a license from VISA U.S.A. Void where prohibited by law.